Step-by-Step Buying Guide
Buying in Florida has unique steps—insurance, inspections, and HOA rules can feel overwhelming. We break it down into an easy process:
1. Pre-approval & financing options
2. Home tours & neighborhood selection
3. Making an offer & negotiating
4. Inspections, appraisal, and title work
5. Closing day & moving in!
See what fits your budget.
Principal: The amount you borrow from a lender to pay for a home before any interest is added. It is the total financed amount on which interest accumulates.
Interest: The cost to borrow money from the lender. It’s typically calculated as a percentage set by your lender, based on market rates, and paid in addition to the principal amount.
Property taxes: These are yearly taxes determined by the local government. They are a percentage of your home’s value and are often used to fund local schools and hospitals.
Mortgage insurance: Insurance paid for by a buyer that protects the lender (not the buyer) if mortgage payments stop. It may be required if your down payment is less than 20%.
Homeowners insurance: The amount of insurance you will need to pay to cover any damage to your home. Rates are determined by several factors, including home size, age, location, and deductible amount.
Homeowners association (HOA) or condo fees: If you buy a condo or a home that has an HOA, you will pay a fee for services that may include landscaping , exterior maintenance, water, sewer, etc. These fees are usually collected on a monthly basis.
Explore Our Comprehensive Real Estate Solutions
Explore comprehensive real estate solutions tailored for your success in Florida.
How Much Should You Budget For Closing Costs?
Florida’s Realty LLC helps clients buy and sell residential properties such as homes, condos, and townhouses throughout Florida.
Commercial Property Expertise
Our agents offer ther expertise in commercial property transactions, including sales, purchases, and leases of office spaces, retail, and industrial properties to meet your business needs.
Seamless Florida Relocation Services
Tailored services for newcomers include area tours, housing assistance, and help in smoothly transitioning to life in Florida.
Testimonials
Jasmine Richards
Recently bought a house with their help—smooth process! The property management team is also top-notch, handling everything for my rental effortlessly. Highly recommend Florida's Realty LLC.
Monica Chandler
After trying various firms, Florida's Realty property management is top-notch. They smoothly handle my commercial lease needs too. Highly efficient and professional.
Thomas Krazinski
Used their relocation service when moving to Tampa. Smooth process, helpful guidance. Made settling into Florida a breeze despite the hectic schedule.
FAQs
Your Questions Answered: Essential Insights for Florida Property Seekers
What areas in Florida does your agency serve?
We serve areas including Miami, Orlando, Tampa, Jacksonville, and their surrounding locations.
How can I find out about new properties on the market
You can sign up for our exclusive email alerts or regularly check our website. Additionally, our clients receive personalized notifications about newly listed properties that match their specific criteria.
Do you provide assistance with financing
While we do not provide financing directly, we work closely with reputable mortgage brokers and banks and can connect you with our network of financial professionals to secure the financing you need for your property purchase.
Can you help me determine the value of my property
Absolutely, our agents can provide a detailed market valuation report for your property
What makes Floridas Realty LLC different from other real estate agencies?
Our local expertise, personalized service, and comprehensive real estate services set us apart.
Do you handle rentals?
Yes, we handle both short-term and long-term rentals. Our property management team is adept at managing rental properties, assisting property owners in finding qualified tenants, and ensuring a competitive rental price according to market rates.
